Eligibility Criteria and Documents required to apply for an ICICI Bank Credit Card.When it comes to ICICI Bank Credit Cards, there are certain eligibility criteria and documents required for application. The minimum age to be eligible for an ICICI Bank Credit Card is 21 years. The minimum annual income requirement varies, depending on the applicant's relationship with ICICI Bank.
You pay a joining fee of Rs 500 + Goods and Services Tax (GST)
You pay an annual fee of Rs 500 + GST from the second year onwards — waived off if you have spent more than Rs 1,50,000 in the previous year.
The main Credit Card types are Platinum, Coral, Rubyx and Sapphiro Credit Cards. But there are several Credit Cards available on the ICICI Bank website, such as the Amazon Pay ICICI Bank Credit Card etc. You can learn more about them by exploring the ICICI Bank website.
1. Make use of the interest-free period
2. Never postpone your Credit Card dues
3. Do not spend beyond the Credit Limit
4. Avoid withdrawing cash using Credit Card
5. Keep a strict eye on charges
6. Keep track of Reward Points
7. Report immediately if the Card is lost/misplaced/stolen
8. Pay the entire amount instead of just the minimum
9. Never share your Card details
