There are two types of two wheeler insurance that you can get.
Third party coverage: This is mandatory as per the Indian law. It gives protection against any bodily injury. It also helps protect against any damage to the property of any third party involved in the accident.
Comprehensive coverage: As the name suggests, this is a comprehensive coverage policy. This covers the third party policy, along with providing coverage in the case of the death or disability of the driver.

There are certain add-on benefits that you can purchase at an extra cost at the time of taking a policy or later on, depending on the insurance provider’s terms and conditions. Here are the two most common two wheeler insurance add-ons that you can purchase.

• Zero Depreciation Cover: Depreciation depletes the cost of your vehicle. Buying this cover ensures that in the event of any damage or theft, you get the original sum insured rather than the depreciated one.
• Personal Accident Cover: As the name suggests, this is an added cover in case the driver dies or gets permanently disabled. Taking this add-on with the policy ensures a steady income to the dependent family

There are other add-ons available as well. It depends on which insurance provider you are going for.

If you are eligible for riding a two wheeler in India, you are also eligible for insurance. The one thing that you should have is your driving license. After that, you can easily apply for a two wheeler insurance at Uponly.in

Step 1: Log on to Uponly.in
Step 2: Find out whether you want comprehensive insurance or only a third party one.
Step 3: Compare the claim ratios of various insurance providers.
Step 4: Compare coverage and benefits as well.
Step 5: Finalise the plan and visit the website of the insurance company.
Step 6: Fill in all the relevant details such as your name and contact, along with the proofs.
Step 7: Add the add-on benefits if you want.
Step 8: Click on the buy button.
Step 9: You can get the claim later by submitting the bills and vouchers.

Remember that the process differs from one insurance provider to the other. Also, the terms and conditions may vary too.

At Uponly.in, we ensure that you can compare all the insurance providers on the basis of their services. One very important feature to look for in two wheeler insurance is online renewal. If your IP provides an online renewal option, half your woes are gone.

You can then renew using the following steps:
Step 1: Visit their official website
Step 2: Log in using your credentials
Step 3: Punch in your policy number and other details
Step 4: Get the quote
Step 5: Renew

That’s it! Get your two wheeler policy now via Uponly.in. Compare and figure out which one works best for you, and get going.

As much as it is important to find out which is the best two wheeler insurance for you, which we at Uponly.in help you with, it is also important to know how easy the claim process of the chosen insurance provider is. There should be no hassle at all. Following are some of the steps involved.

Step 1: File an FIR if the two wheeler is stolen or was involved in an accident, and present the copy to the company.
Step 2: Apply for registration using the documents required (the company will provide a list).
Step 3: Payment is then done on the basis of the damages and the subsequent costs incurred.
Step 4: You can also claim for garage expense reimbursement, provided you get your two wheeler fixed at one of the listed and verified garages.

Yes, and it is important to know the situations when the two wheeler insurance would not be applicable.

• Underage driving
• Driving under the influence
• Usual wear and tear
• Expired policy
• Driving without license
• Consequential damage
• Damage due to water
• Going beyond geographical limits